The government held a telephone session on August 24, adopting two key regulations that directly affect fuel prices. As of Tuesday, August 25, fuel prices have risen for the third consecutive week, while reduced excise duties are only valid until August 31.
Personal Finance
New Rules for Loans and Overdrafts: What Changes from November 20, 2026
The Croatian Parliament passed the new Consumer Credit Act on July 15, 2026, bringing the biggest reforms to consumer and mortgage lending in the last 15 years. The law takes effect on November 20, 2026 — here’s what it actually means for your wallet.
New Consumer Credit Act in Croatia: 17 Changes Coming November 2026
Picture this: you’re at the bank negotiating a mortgage, and the clerk tells you — “to get the loan approved, you must transfer your salary here and take our insurance.” Sounds familiar? As of November 20, 2026, they won’t be able to do that anymore. The Croatian Parliament passed the new Consumer Credit Act on … Read more
New Consumer Credit Act in Croatia: 17 Changes You Must Know (from November 2026)
Published in Narodne novine 86/2026 (August 7, 2026) | Effective November 20, 2026 The Croatian Parliament passed the new Consumer Credit Act on July 15, 2026 — the biggest reform of consumer lending since 2009. Published in the Official Gazette, the main rules kick in on November 20, 2026. Here is a complete overview of … Read more
New Housing Tenancy Act in Croatia: Notary certification, rent caps and a blank promissory note up to €10,000
The Croatian government has opened public consultation on the new Housing Tenancy Act — the first serious attempt to drag the rental market out of the Wild West. Here’s what it brings. If you’re a tenant — this is probably the most important legal change for you in the last 30 years. If you rent … Read more
What Is Interest? How Banks Make Money on Your Money (and How You Can Too)
Interest is the price of money. Sounds simple, but most people don’t understand how it really works — and lose money because of it. Here’s your guide to simple and compound interest, how banks profit, and how you can make interest work for you.
Your First Employment Contract in Croatia — What Young People Often Skip and Later Regret
First job. Exciting, stressful, and — let’s be honest — a little intimidating. You get handed a contract, a pile of papers, and your boss says “just sign here somewhere”… And you sign. Because who has time to read the fine print?
Well, dear young person, that “fine print” could have saved you nerves, money, and sleepless nights. We’re laying out everything you need to check before signing — the way nobody taught you in school.
Tenant Rights in Croatia — What You Must Know Before Signing a Lease
Renting a flat is probably one of your first big financial moves. And one of the biggest potential traps — if you don’t know your rights. Renting in Croatia isn’t just about finding a nice apartment on Njuskalo and shaking hands with a landlord. Croatian law gives you serious rights — but only if you … Read more
Consumer Rights in Croatia — Your Complete Guide to Returns, Complaints, and Protection
Bought something online and it doesn’t fit? Or that new phone died after a week? Most young people don’t know their consumer rights — and stores often take advantage of that. Time to change it. 🦊 The Consumer Protection Act — Your Secret Weapon Croatia has a solid Consumer Protection Act that gives you broad … Read more
Tax Card in Croatia — How to Fill It In and Why It Matters
Tax Card in Croatia — What It Is and Why You Need It If you’re working in Croatia as a foreigner, you’ve probably heard about the “porezna kartica” (tax card). It sounds like another piece of paperwork, but it actually determines how much income tax you pay every month. Get it wrong — and you’ll … Read more