Insurance

Croatia’s healthcare system has three levels of protection. Most people think they are the same. They are not. The difference is in money, access, and — at the end of the day — whether you will wait a month or a year for surgery. Let’s start from the beginning: what does mandatory health insurance cover, … Read more

“What a waste of money. I have been paying insurance for 15 years and nothing ever happened to me.” This is probably the most common sentence you will hear when someone mentions insurance. And I completely understand the frustration — you pay €200 a month, and what did you get? Nothing. No burglary, no car … Read more