Lara

Anchor prices from October 1: All retailers must show old prices — and publish price lists online

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Imagine this: October 1st, you walk into your favorite store. The price tag says €2.99. Next to it, in small print: “Reference price: €2.49”. Suddenly, you know — it went up. No guessing. This isn’t a theory. From October 1, 2026, every retailer in Croatia must display the so-called anchor price next to every product … Read more

Government adopts 11th aid package: €260 million for electricity, gas and vouchers — here’s what it means for your wallet

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The Croatian government is adopting today the 11th package of aid measures for citizens and businesses, worth nearly €260 million. Wondering if your winter bills will go up? The short answer is: no — at least when it comes to electricity and gas. Here are the hard numbers. How big is the package and what … Read more

Pensions from July 1, 2026: AVM 15.64 €, minimum 16.58 € per year of service, disability compensation 358.48 €

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If you thought the numbers in the title were random — they are not. They were just published in the Official Gazette (Narodne novine, NN 95/2026), and they contain the exact amounts you need if you are planning your pension, already retired, or receiving disability compensation for a workplace injury. Let us decode what these … Read more

Croatia Rushes to Fill Gas Storage: Here’s What It Means for Your Wallet This Winter

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Gas prices on exchanges have surged 120% in the past month, European storage facilities are at record lows, and the Croatian government has passed an emergency decision to inject an additional 1.16 billion kWh of gas underground. Here’s what’s happening and how much you’ll pay for heating this winter. What Did the Government Decide? On … Read more

New Consumer Credit Act in Croatia: 17 Changes Coming November 2026

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Picture this: you’re at the bank negotiating a mortgage, and the clerk tells you — “to get the loan approved, you must transfer your salary here and take our insurance.” Sounds familiar? As of November 20, 2026, they won’t be able to do that anymore. The Croatian Parliament passed the new Consumer Credit Act on … Read more

New Consumer Credit Act in Croatia: 17 Changes You Must Know (from November 2026)

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Published in Narodne novine 86/2026 (August 7, 2026) | Effective November 20, 2026 The Croatian Parliament passed the new Consumer Credit Act on July 15, 2026 — the biggest reform of consumer lending since 2009. Published in the Official Gazette, the main rules kick in on November 20, 2026. Here is a complete overview of … Read more

New Housing Tenancy Act in Croatia: Notary certification, rent caps and a blank promissory note up to €10,000

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The Croatian government has opened public consultation on the new Housing Tenancy Act — the first serious attempt to drag the rental market out of the Wild West. Here’s what it brings. If you’re a tenant — this is probably the most important legal change for you in the last 30 years. If you rent … Read more