adam From September 2, 2026, new fuel prices are in effect in Croatia. While gasoline slightly increased and diesel dropped, the key detail is the excise duty on diesel — up by 2 euro cents per liter. Fuel prices from September 2, 2026 The government adopted two regulations on Monday, August 31, 2026 — one setting … Read more
The Croatian Parliament passed the new Consumer Credit Act on July 15, 2026, bringing the biggest reforms to consumer and mortgage lending in the last 15 years. The law takes effect on November 20, 2026 — here’s what it actually means for your wallet.
You have a steady job. The salary hits your account every month. But there’s an idea rattling around in your head — what if I start something of my own on the side? Freelancing, a sole proprietorship, a limited liability company, consulting services, an online shop, an app — there are a million options. And … Read more
Tax return. Two words that trigger the same level of stress in most people as half an hour in rush hour traffic. But here’s the good news: the tax return in Croatia is actually not as scary as people make it out to be. And for most salaried employees — you don’t even have to … Read more
Investing. The word that triggers either panic (“I’ll lose everything”) or disgust (“that’s only for rich people”) in the average person. The truth, of course, is somewhere in between — closer to the boring “you should probably do something with your money” than the Hollywood version of trading stocks in a three-thousand-dollar suit. If you’ve … Read more
Your 18th birthday. Congrats, you’re an official adult now. You can vote, drive (if you passed the test), sign contracts, and — most importantly — you’re personally responsible for everything you sign. Now here’s the part nobody told you. 💳 Bank Account — It’s Not Just “Grandma’s Savings” Anymore At 18, you can open your … Read more
Buying your first apartment is probably the biggest financial decision you’ll ever make. If you thought choosing between 47 types of yogurt at the supermarket was stressful, wait until you start choosing between an apartment with parking but no balcony and one with a balcony that requires parking in a neighboring municipality. Welcome to the … Read more
Imagine putting 100 German marks in your pocket back in 1990 and forgetting about them. Today, those 100 marks (converted to kunas, then to euros) would buy you — well, roughly two coffees and one pastry. Without sugar. That’s inflation in a small, painful, everyday dose. Inflation is one of those words everyone uses, but … Read more
Euribor. A word you have heard on the news, read in the papers, and mentioned over coffee. Most people know it is “something to do with loans” and that it “went up”. But what is Euribor really? And more importantly — why did it raise your loan payments? Euribor = Euro Interbank Offered Rate Euribor … Read more
Croatia’s healthcare system has three levels of protection. Most people think they are the same. They are not. The difference is in money, access, and — at the end of the day — whether you will wait a month or a year for surgery. Let’s start from the beginning: what does mandatory health insurance cover, … Read more