Consumer Bankruptcy 2026: What Changes as of August 1?
The Croatian Parliament passed amendments to the Consumer Bankruptcy Act effective August 1, 2026. Concrete euro amounts, new court jurisdictions, and digitalization.
How to Delete Your Ex from Your Digital Life — GDPR Guide 2026
You broke up. Great. Now — how do you remove your ex from your digital life without breaking the law? Spoiler: GDPR gives you more power than you think. 🦊 When a relationship ends, you’re left with a mess of digital leftovers. Shared Netflix, photos on Instagram, Google Maps history, that Spotify playlist “Our Top … Read more
Buying a flat? NEW real estate rules take effect TODAY
Buying a flat? NEW rules take effect today — here’s what changes (and why agents will hate it) Real estate in Croatia has been expensive, nerves have been frayed, and agencies have been working under a law from 2007. As of July 7, 2026, that’s finally changing. Amendments to the Real Estate Mediation Act bring … Read more
HBOR: Is This Even a Bank and Who Runs It? (Politicians or Experts?)
HBOR. You hear the name on the news, in conversations about business loans, through stories about state incentives. But what is HBOR really? Is it a bank like any other? And who runs it — politicians or experts? First: what does HBOR stand for? Hrvatska banka za obnovu i razvitak — the Croatian Bank for … Read more
What Your Relationship Status Says About Your Finances (Spoiler: Singles Pay the ‘Single Tax’)
Love costs money. You know that feeling when your monthly expenses suddenly spike because you’re no longer ordering for one, but for “the two of us” — even though half that food is actually eaten by just you? You’re not alone. Finance and love have been in a complicated relationship ever since someone invented the … Read more
Index Funds: Why Young People Worldwide Choose Passive Investing (and How to Start from Croatia)
In a world where bank savings earn interest that inflation eats for breakfast and pension funds sound like something you’ll need in 40 years — index funds are becoming increasingly popular among young people. And for good reason. What exactly is an index fund? An index fund is a type of investment fund that doesn’t … Read more
New Ordinance on Medical Specialization: What It Means for Young Doctors
The Ministry of Health published a brand new Ordinance on Specialist Training of Medical Doctors in the Official Gazette (Narodne novine, NN 71/2026) on July 3, 2026. Here’s what changes for thousands of young doctors in Croatia. The new regulation introduces systemic changes to how young doctors specialize — from clearer criteria for mentors, through … Read more
Third Pillar Pension: Why Every Young Person Should Save (and Let the State Add 15%)
Imagine this: somewhere out there, €99.54 is just waiting for you to pick it up. You don’t have to do anything special — just donate €663.61 a year… to yourself. For retirement. Sounds boring? Maybe. But it pays off more than any crypto meme coin some TikTok guru recommended. What Is the Third Pillar? The … Read more
Traffic Fines 2026: Fines Go Through the Roof, and Your Car Will Brake Itself
From July 1, 2026, new EU directives bring smart tachographs, mandatory safety equipment in new cars, and fines up to €2,700 for the most serious traffic violations.
Do Men and Women Have Different Rights and Obligations?
A question that seems simple but is actually a minefield. First instinct: “Well of course not — the Constitution says everyone is equal!” Second instinct, after thinking a bit: “Wait, what about pensions? Maternity leave? The military?” See, there it is. Croatian law is theoretically completely equal. In practice — there are a few quirks … Read more