The Croatian Parliament passed the new Consumer Credit Act on July 15, 2026, which enters into force on November 20, 2026. Here is a complete guide through 17 key changes that will affect everyone who has a loan, plans to take one, or has an overdraft. The new law consolidates the existing Consumer Credit Act … Read more
Picture this: you’re at the bank negotiating a mortgage, and the clerk tells you — “to get the loan approved, you must transfer your salary here and take our insurance.” Sounds familiar? As of November 20, 2026, they won’t be able to do that anymore. The Croatian Parliament passed the new Consumer Credit Act on … Read more
Published in Narodne novine 86/2026 (August 7, 2026) | Effective November 20, 2026 The Croatian Parliament passed the new Consumer Credit Act on July 15, 2026 — the biggest reform of consumer lending since 2009. Published in the Official Gazette, the main rules kick in on November 20, 2026. Here is a complete overview of … Read more
The Croatian government has opened public consultation on the new Housing Tenancy Act — the first serious attempt to drag the rental market out of the Wild West. Here’s what it brings. If you’re a tenant — this is probably the most important legal change for you in the last 30 years. If you rent … Read more
The Croatian Parliament unanimously passed the new Consumer Credit Act on July 15, 2026. After the summer break, most rules take effect on November 20, 2026. Here is a complete overview — what changes for citizens, banks, retailers, and anyone who ever takes out a loan, goes into overdraft, or buys on installments. Why a … Read more
The Croatian Government adopted a package of decisions on July 23, 2026, financing school needs for the 2026/2027 school year. A total of €103 million has been allocated for textbooks, meals, transport, and educational materials. Here’s who qualifies for what. 1. Free Textbooks for Secondary School Students The state fully covers mandatory textbooks for secondary … Read more
The Croatian Parliament passed a completely new Consumer Credit Act on July 15, 2026, with 131 votes in favor. This is the biggest reform of consumer lending in the last decade — the law consolidates the existing Consumer Credit Act and the Housing Consumer Credit Act into a single piece of legislation, transposing the EU … Read more
The Croatian Bureau of Statistics has published the latest Consumer Price Index for June 2026. According to official data published in the Official Gazette (NN 78/2026), prices fell by 0.4% in June compared to May. What the numbers say The Consumer Price Index for June 2026 compared to May 2026 stands at 99.6. This means … Read more
# New Regulation on Fuel Excise Duties and Prices: Diesel Cheaper Until July 27 On July 13, 2026, the Croatian government adopted two key regulations that directly affect fuel prices at gas stations across the country. Published in the Official Gazette (Narodne novine) No. 75/2026, here is what they mean for your wallet. ## 🛢️ … Read more
# Revolution in Installment Buying: From November, Every Purchase on Deferred Payment Becomes a Credit — and Telecoms Become Banks **Croatia is introducing the biggest reform of consumer credit in its history. The new Consumer Credit Act (replacing the current Consumer Credit Act and the Housing Consumer Credit Act) brings changes that everyone will feel … Read more