Buying a flat? NEW rules take effect today — here’s what changes (and why agents will hate it) Real estate in Croatia has been expensive, nerves have been frayed, and agencies have been working under a law from 2007. As of July 7, 2026, that’s finally changing. Amendments to the Real Estate Mediation Act bring … Read more
HBOR. You hear the name on the news, in conversations about business loans, through stories about state incentives. But what is HBOR really? Is it a bank like any other? And who runs it — politicians or experts? First: what does HBOR stand for? Hrvatska banka za obnovu i razvitak — the Croatian Bank for … Read more
Love costs money. You know that feeling when your monthly expenses suddenly spike because you’re no longer ordering for one, but for “the two of us” — even though half that food is actually eaten by just you? You’re not alone. Finance and love have been in a complicated relationship ever since someone invented the … Read more
In a world where bank savings earn interest that inflation eats for breakfast and pension funds sound like something you’ll need in 40 years — index funds are becoming increasingly popular among young people. And for good reason. What exactly is an index fund? An index fund is a type of investment fund that doesn’t … Read more
The Ministry of Health published a brand new Ordinance on Specialist Training of Medical Doctors in the Official Gazette (Narodne novine, NN 71/2026) on July 3, 2026. Here’s what changes for thousands of young doctors in Croatia. The new regulation introduces systemic changes to how young doctors specialize — from clearer criteria for mentors, through … Read more
Imagine this: somewhere out there, €99.54 is just waiting for you to pick it up. You don’t have to do anything special — just donate €663.61 a year… to yourself. For retirement. Sounds boring? Maybe. But it pays off more than any crypto meme coin some TikTok guru recommended. What Is the Third Pillar? The … Read more
From July 1, 2026, new EU directives bring smart tachographs, mandatory safety equipment in new cars, and fines up to €2,700 for the most serious traffic violations.
A question that seems simple but is actually a minefield. First instinct: “Well of course not — the Constitution says everyone is equal!” Second instinct, after thinking a bit: “Wait, what about pensions? Maternity leave? The military?” See, there it is. Croatian law is theoretically completely equal. In practice — there are a few quirks … Read more
“Mom, dad — I’m 18. Can you kick me out of the house?“ If you’ve ever asked yourself this question — out of curiosity or fear — you’re asking the right thing. Turning 18 in Croatia means you’re legally responsible for yourself. But it doesn’t automatically mean your parents can pack your stuff and throw … Read more
Your friend is short on cash — needs 200 euros until payday. He says: “I’ll pay you back in 20 days, please help me out.” You’re not heartless, but you’re also not stupid with money. So you wonder — can I charge them interest? Or even better — they offer: “I’ll give you 10% extra … Read more